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Retail Insurance

When your shop’s your livelihood, you can’t afford guesswork.

Running a retail store is more than transactions and stocktakes. It’s early mornings, late nights, unpredictable foot traffic, and the pressure to keep things humming even when things go wrong.

What if a customer slips? What if your EFTPOS crashes on a Saturday rush?

Retail’s a moving target. And when the unexpected strikes, whether it’s water damage, stolen stock, or a sudden closure, you’ll want more than just crossed fingers. You’ll want cover that fits your space, your stuff, and your situation.

That’s where we come in.

What we help cover:

  • Public Liability – If someone’s injured in-store, we’ll help cover the legal and medical fallout.
  • Property Damage – Your store’s physical space is protected from broken glass to storm-hit signage.
  • Theft – Whether it’s after-hours break-ins or sneaky in-store loss, we help cover stolen goods.
  • Business Interruption – Covers lost income if you need to shut temporarily due to an insured event.
  • Money & Transit – Protection for cash on-site and en route to the bank.
  • Machinery Breakdown – Like when the fridge in your café suddenly gives up mid-summer.

We know how retail ticks.

At McRae Insurance Services, we’ve worked with shops of all stripes, clothing boutiques, hardware stores, cafes, gift shops. We get that your cover needs to reflect your stock, your staff, your hours, and your risks.

And because Ausure backs us, you’re not just getting local service, you’re getting big-league support with small-town care.

Let’s lock in some peace of mind.

You’re already juggling enough. Let us take care of the what-ifs so you can focus on running the store.

Call us or stop by. We’ll help you keep your doors open and your business protected.

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